How Much Does Lead Weigh

Life Quotes, Inc.: How to Obtain Life Insurance After a Heart Attack

/PRNewswire/ -- Life Quotes, Inc. wants heart attack survivors to know that, while it may be tough to get a life insurance policy, it's not impossible. Heart disease is the #1 cause of death in America and many survivors are unaware of the life insurance options that may be open to them.

The American Heart Association (AHA), the Centers For Disease Control and Prevention and the National Institutes of Health (NIH) reported that coronary heart disease was responsible for 1 in every 6 deaths in the U.S. in 2007— according to the most recent statistics. In that same year, 1 in 9 death certificates cited heart failure as the mortality culprit. Fortunately, there are lifestyle changes one can make to reduce their risk of heart attack or prevent the occurrence of a second one. The primary causes of heart attack have not changed over the last decade. Smoking, obesity and lack of exercise all contribute to the risk of heart disease.  

"A heart attack survivor who is stable and compliant with their doctor's orders can be eligible for a fully underwritten life insurance policy," says , Life Insurance Product Analyst for Life Quotes, Inc. "Heart attack patients are underwritten very closely and the most desirable applicants can oftentimes obtain a standard rating instead of the higher-priced table ratings." Young continued, "The key to a successful life insurance shopping experience is to work with an experienced and skilled agent to make sure your situation is fully presented with no unanswered questions."

Based upon the experience of selling 276,000 life insurance policies, Life Quotes, Inc. has compiled a list of factors that could lead to a higher rating:

Heart attack at younger ages History of more than one heart attack Ongoing episodes of angina or chest pain New electrocardiogram changes Diabetes Obesity Uncontrolled hypertension or other cardiovascular or renal disease Decreased left ventricular function Degree of coronary artery disease Complications such as persistent arrhythmias Poor lipid control

It pays to shop around and obtain the advice of several agents because, in most cases, the final rate offered to a life insurance applicant who's had a heart attack can vary significantly from one company to the next.

If you have a history of heart attack and have the need to shop for life insurance, Life Quotes, Inc. suggests that you obtain recent workup results from your cardiologist and have those in hand at the time you submit an application. Submitting doctor letters or medical records at the time of submission can remove a lot of doubt and mystery and help to put the underwriter's mind at ease.

Aerobic Exercise Alone Does Not Lead to Weight Loss | Dr. Sharma's ...

Readers will recall my recent post on the notion that the weight-loss that occurs in some people with exercise is probably related more to the impact that exercise has on caloric intake than on the actual amount of calories burnt.

It is therefore not all that surprising, that a systematic review and meta-analysis of the literature on the impact of isolated aerobic exercise on body weight, by Adrian Thorogood and colleagues from Montreal and Quebec, published in the latest issue of the American Journal of Medicine , shows rather limited impact of this intervention on body weight.

In their study, the researchers, searched for all published randomized controlled trial reports of aerobic exercise through January 20, 2010 and identified 14 trials involving 1847 overweight and/or obese patients.

While six-month programs were associated with about 1.6 Kg reduction in weight and about 2 cms reduction in waist circumference, twelve-month programs did not lead to any additional weight loss.

As the authors note:

These findings have some important clinical implications.

1) When indicated(!), taking up an aerobic exercise program alone (i.e. without also changing your diet), is not the most effective way to achieve even a modest 5% weight loss.

2) The study also shows that maximum weight loss with this intervention is probably achieved after about six months, whereafter, continued exercise helps maintain weight loss, but does not reduce weight further.

Of course, none of this should be taken as an excuse to abandon or not include a healthy bout of aerobic activity into your daily routine. However, if your only goal is to lose weight (which, by the way, it should not be), you are likely to be disappointed.

Indeed, there is ample data showing that including regular exercise into your routine increases your chances of maintaining weight stability and avoiding weight regain.

And of course, there are countless benefits of exercise, that cannot be measured on a scale.

In the end, weight loss requires reducing and restricting caloric intake - the idea that you can ‘burn’ enough calories through exercise to lose and significant amounts of weight is nonsense - alas, a myth that sells gym memberships and keeps hosts of weight-loss TV shows in business.

Finally, let’s always remember that neither diet nor exercise alone should ever be seen as a treatment for obesity, at least not without first conducting a careful evaluation of the potential causes and consequences of excess weight and carefully weighing the pros and cons of any weight-loss recommendations.